^^ Yeah but I bet it’s worth it for her.
Besides, it just may be that she originally just rubbed her hands there to keep warm (the crotch is actually one of the warmest places on the human body, I believe), since she’s so cold she has a runny nose and lots of shivers.
But because she’s been rubbing it too furiously, and her girlfriend just … went … right there on the spot.
Cute and sexy, right there.