I think it could be futa, but if its not then its a toy, because the girl sitting on top her panties is pulled to her knee, so yes they're possibly having sex at that moment. And to support my futa theory she girl on the bottom her panties are nowhere to be seen, either they're off, or she still has it on and she would only have it on if she had a penis, so... gets up I believe I've said enough. leaves