I think that's mostly due to weird phrasing. The "I've never refused" thing sounds creepy, sure, but I think the author means that she's still kinda surprised by her own sexuality.
I could have done without the photography creepiness. It's not funny and has been done about a billion times too often. But otherwise... ^^
You say that, but given everything we've learned of the characters, the guys aren't so much creepers, but rather just legit fans and admirers of Tamamo-chan. To be perfectly honest, I think the boys have been shockingly honest and pure when it comes to the kitsune in question, since they just want to capture the beauty/cuteness of Tamamo.
Eh, to be fair, taking upskirt shots is a creeper move.